極致金業 (hereinafter referred to as the "Company") is committed to upholding the highest standards of compliance management and preventing any money laundering or terrorist financing activities from using the Company's service platform. The Company strictly complies with Hong Kong's Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615) and the guidelines of relevant regulatory authorities (such as Hong Kong Customs and the Chinese Gold and Silver Exchange), and has adopted the following measures to ensure the legality and transparency of its business:
1. Customer Identification (KYC)
The Company strictly implements Know Your Customer (KYC) procedures. The Company reserves the right to collect and verify customers' proof of identity before account opening, trading activities, and any payment of proceeds. Customers must provide genuine and valid government-issued identity documents and proof of address. Where the customer is a corporate entity, its beneficial owners and corporate structure must also be disclosed.
2. Transaction Monitoring and Suspicious Reporting
The Company continuously monitors all customer accounts in order to identify, monitor, and report any suspicious transactions. If the Company believes that any transfer of funds is connected in any way with criminal activity or money laundering, the Company reserves the right at any stage to refuse to process the transaction, freeze the account, and withhold the funds.
3. Statutory Reporting Obligations and Confidentiality Requirements
In accordance with applicable laws and regulations, the Company is obligated to report all suspicious transactions to law enforcement authorities (such as the Joint Financial Intelligence Unit, JFIU). In such circumstances, the Company is legally restricted from informing the customer that the customer's account activity has been reported. Customers should be aware that misuse of an account or engagement in illegal transactions may result in criminal prosecution.
4. Strict Prohibition on Third-Party and Criminal Funds
To safeguard fund security, the Company strictly prohibits any third-party deposits or withdrawals. If the source of a customer's funds is suspected to be derived from criminal activity, or if the nature of account transactions involves any illegal conduct (including but not limited to fraud, money laundering, or terrorist financing), the Company will refuse to provide the relevant services.
5. Record Keeping
The Company will properly retain all customer identification information and transaction records in accordance with the law for a period of not less than 5 years from the end of the business relationship or the completion of the transaction, so as to facilitate review and investigation by regulatory authorities.
6. Right to Amend the Policy
The Company reserves the right, at its sole discretion, to review and/or amend this Anti-Money Laundering Policy at any time in order to adapt to updates in laws and regulations and changes in the market environment.
7. Nature of This Policy
This Anti-Money Laundering Policy is a policy statement only. It does not form part of the Business Terms and Conditions, does not have contractual binding effect, and does not seek to impose any obligations beyond those required under applicable anti-money laundering and counter-terrorist financing laws and regulations. Relevant laws and regulations may be changed or amended from time to time.